Our new OMNIA Health Plan is very similar to both of these plans except, like the 2020 Premium Plan, there are no out-of-network benefits covered under this plan. Please note, neither the Premium Plus Plan nor the Premium Plan will be offered by Hackensack Meridian Health for the 2021 plan year. If you are in either of these plans, you will need to choose a new plan.
While the OMNIA Health Plan has a large network of providers, including BlueCard providers across the country, it does not offer out-of-network benefits. If having access to providers who do not participate in our provider network is important to you, then you can consider the Basic/High Deductible Plan. However, if you don’t anticipate having a need for an out-of-network doctor or hospital, you might consider enrolling in the OMNIA Health Plan.
If you do not select a plan, you will be automatically enrolled in the 2021 health plan that is comparable to your current 2020 health plan selection:
- Premium/Premium Plus Plan–> OMNIA Plan
- Basic/High Deductible Plan –> Basic/High Deductible Plan
- Out-of-New Jersey Plan –> Out-of-Area Plan