Voluntary Benefits

Hackensack Meridian Health offers coverage for additional, Voluntary Benefits available to you, your spouse and eligible family members. These valuable benefits are available without having to answer medical questions (up to the stated limits) and can be paid through post-tax payroll deductions.

Hyatt Legal

Provides 100% payment coverage for many important matters ranging from wills and estate planning to real estate issues to consumer debt collection.

MetLife Critical Illness Insurance

Helps provide financial protection in the event of a covered serious illness. The policy pays a lump-sum benefit directly to you if you are diagnosed with a covered condition, including cancer, stroke and coronary bypass surgery.

MetLife Home & Auto Insurance

Provides insurance coverage that eliminates gaps and surprises and goes beyond basic liability and collision to offer you more complete coverage and benefits.

MetLife Hospital Indemnity Insurance

Complements your health insurance to help you pay for the costs associated with a hospital stay. The funds can be used to pay for out-of-pocket expenses, such as coinsurance and deductibles, and non-medical expenses, like rent or mortgage payments, groceries, and more.

Nationwide Pet Insurance

Take your loved one to any licensed veterinarian, veterinary specialist or animal hospital with coverage that helps manage costs for general wellness and emergency care.

Unum Accident Insurance

Helps cover the out-of-pocket medical expenses and extra bills in addition to medical and disability benefits. The plan pays a benefit directly to you for injuries and accident-related expenses.

Unum Whole Life Insurance (with Long-Term Care)

Designed to provide a death benefit to your beneficiaries, it can also build cash value that you can utilize while you are still living.

Cancelling Your Voluntary Benefits

To change or cancel one of your Voluntary Benefits*, please contact Farmington Company directly at their designated line: 1-800-621-0067.

If you are due a refund as a result of a cancellation, a reduction of coverage or an overpayment, Farmington will automatically process your refund and credit the appropriate amount back to you.

You may receive a separate refund from the insurance carriers as well.

Please do not contact TMSC as HMH payroll does not process refunds on these benefits.

*Hyatt Legal cannot be cancelled outside of the Open Enrollment period.

Contact Information


Subject to union negotiations. We are required by law to deal with the unions on behalf of unionized team members, and we will continue to do so. We will only negotiate with the unions, not with individual unionized team members.